Atlantic Insurance Agency also offers commercial auto insurance to businesses and companies. Regardless of where in Illinois your business is, or what kind of driving record your employees have, we would be glad to assist in connecting you with affordable car insurance in Chicago.
Commercial auto insurance is extremely important to have in the event of some sort of accident. If one of your business’s vehicles encounters a situation where your vehicle is damaged, you damage another vehicle, someone is injured, property is destroyed, or any other costly mishap, you don’t want to be left having to pay out of pocket.
We offer several types of commercial auto insurance including:
- Collision coverage: covers costs in the case that your business’s car or a vehicle is damaged from an accident involving another vehicle or object
- Comprehensive coverage: this type of insurance covers the incident of a moving object causing damage to your business’s vehicle. For example, if you’re driving and a branch falls on your car and causes damage, comprehensive coverage will protect it
- Property damage: if you’re driving and cause damage to someone else’s property in an accident, for example, if you drive into someone’s mailbox or crash into a guardrail, you’ll be covered.
- Bodily injury liability: if you injure other individuals in an accident, this type of insurance will cover their medical costs. Whether that be hospital bills, legal fees, loss of income, or even funeral costs, this type of insurance will have you covered.
Because personal auto insurance doesn’t usually cover vehicles used for business, getting a separate commercial auto insurance plan is always a good idea. If you are involved in an accident in a work vehicle and only have personal auto insurance, there’s a good chance you won’t be covered.
Simply using your car to drive to and from work doesn’t warrant an auto insurance plan, but having a vehicle specifically designated to work-related activities and ventures would need to be covered by commercial auto insurance. Maybe you own a small construction business in Chicago and need construction insurance for your vehicles. Perhaps you run a cleaning service where you drive to client’s houses, or deliver food, or are a real estate agent driving around to different properties.
Regardless of your type of business or organization, if you use a vehicle strictly for business reasons and want it to be covered with commercial auto insurance, call today to get set up with affordable rates.